| Card Feature |
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Description |
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Browse Directory |
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| 0% Introductory Rate |
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Some offer 0% introductory rate, a low fixed APR, or low introductory APR. Some may even offer 0% APR on balance transfers for an initial period. |
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| Balance Transfers |
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Allows consumers to consolidate credit card debt into a single account, preferably one with a low APR or even a 0% introductory APR, to save money on interest charges. |
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| No Annual Fee |
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Some are no annual fee for first year while others are for lifetime of account. The best rewards and cash back cards usually do not offer this feature. |
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| Cash Back |
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A percentage of your total spending given back to you as cash. May have different percentages for different spending categories. Usually requires good to excellent credit. |
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| Travel Rewards |
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Accumulate rewards from everyday purchases and spending that can be redeemed for free hotel stays, free airline flights, or other travel discounts. |
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| Reward Points |
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Earn points of each qualifying purchase and amount. Can redeem the points for merchandise, rewards, gift cards, or even cash back. |
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| Gas Rewards |
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Offers a high cash back percentage for gas purchases as well as a lower base percentage for all other purchases. Great option for commuters. |
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| Business Credit Cards |
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Useful for small to medium businesses up to corporate executives. Usually combined with travel rewards, cash back features, and no annual fees for business expenditures. |
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| Student Credit Cards |
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Usually smaller and more manageable credit lines designed for those in school and looking to build up some credit history in their credit file. |
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